Hey bunqers 🌈,

Investing is easy and straightforward with the bunq app. Find out how to start investing on the go with bunq below.

Note: The Stocks feature is currently available only to verified users living in 🇦🇹Austria, 🇧🇪 Belgium, 🇫🇷 France, 🇩🇪 Germany, 🇮🇪 Ireland, 🇮🇹 Italy, 🇱🇺Luxembourg, 🇳🇱 the Netherlands, 🇵🇹Portugal, 🇸🇰Slovakia, and 🇪🇸 Spain. However, please note that our partners at Ginmon have nationality restrictions, which you can review here. 

How can I access my Stocks tab?

The Stocks tab makes it simple to set up your stocks account in minutes — and buy, sell or trade, whenever the time feels right. You can access your Stocks tab straight from your bunq app.

From your Stocks tab, you can: 

• Open your Stocks Account in just a few taps

• Get a customized Basket to help start investing with ease 

• Keep track of your investments with an easy-to-read performance graph

• Explore Popular Stocks and ETFs at a glance

• Automate your investments to growth your wealth effortlessly

To access your Stocks tab, simply: 

1. Go to the 📈Stocks tab

2. Watch our Intro to Stocks and tap on Get Started

3. Pick one or more of our Baskets, or choose to create your own 

4. Tap on Confirm 

5. All set! Browse the available Stocks options, and start investing when the time is right for you. 

What are Baskets? 

To make your investment journey easy for you, we’re offering the option to choose a customized Basket of Stocks and ETFs. It's the easiest way to get an overview of your investing options, even if you don't know where to begin. 

We’re rolling out our Baskets to all of our users in the near future. If you don’t see the option to choose a Basket when signing up for a Stocks Account yet, no worries — it’ll be available over the coming weeks! In the meantime, you can still sign up and use a bunq Stocks Account. 

Choosing a basket is completely free and you don't commit to buying anything. You can think of it as a curated list of Stocks and ETF. Simply pick basket which resonates best with your interests and values from the following options: 

• Tech: Back the companies building tomorrow — from AI to the apps you use every day. 

• Green: Invest in companies focused on green innovation and sustainability. 

• Most Popular: Follow the top 10 stocks most bought by bunq users. 

• Big Companies: Invest in some of the world’s most recognized and established companies. 

Once you’ve picked a Basket, you can explore the selection and decide what, if anything, you’d actually like to invest in. To make your Basket uniquely yours, you can customize your Basket by adding or removing Stocks and ETFs. 

Add a Stock or ETF to your Basket

When you're ready to make a move and buy your first stock, it will automatically be added to your Basket. From that moment on, your Basket transforms into your personal portfolio, giving you a clear overview of all your investments in one place. Any stock or ETF you buy in the future, whether it was from the original basket or one you found yourself, will always be added to this single overview, so you can access it with ease.  

Remove a Stock or ETF from your Basket 

To remove a Stock or an ETF from your Basket, simply long-press on it and tap on Remove From Basket. 

What if I already have a Stocks Account? 

Good news! If you’re already investing with us, your existing Portfolio automatically becomes your personal Basket. All of your stocks and ETFs will now be accessible to you directly from your Basket overview in your Stocks Tab. You’ll get a clear, unified view of all your investments, and you can easily customize your Basket by adding or removing Stocks and ETFs from your view. 

How do I set up a Stocks Account?

To start investing, you first need to create a Stocks Account within the bunq app. And the best part is that the process only takes a few minutes. To create your Stocks Account and start investing, just follow the steps below:

1. From the 📈Stocks Tab, tap on Buy Stocks 

2. Tap on Get Started

3. Confirm that your personal details are correct and accept the Brokerage and Custody Terms

4. Select if you’d like to share the trades you make with your friends, and see theirs in return

5. Tap on Start Trading

6. You’re all set 🎉

You can find more details on who can open a Stocks Account here: here. 

How do I buy Stocks? 

You’ve set up your Stocks Account and are ready to start investing? It’s simple and secure. 

If you’re buying a Stock or ETF from your Stock Basket selection: 

1. Go to the 📈 Stocks tab

2. Select the Stock or ETF you’d like to buy

3. Tap on Buy

4. Decide how much you want to invest and how to distribute it across the individual Stocks and ETFs in your Basket 

5. Choose how frequently you’d like to execute this order 

6. Tap on Buy 

7. Your order’s complete! 

If you’d like to buy something else, simply search for the Stock or ETF from the Search Bar at the top of your screen, then: 

1. Tap on Buy

2. Decide how much you want to invest 

3. Choose how frequently you’d like to execute this order

4. Tap on Buy 

5. Your order’s complete! 

The Stock or ETF you bought immediately gets added to your Basket! 

What type of stocks can I buy?

With a minimum investment of €10, you can start trading right away. You can invest in the following assets:

• Popular stocks - well-known, large companies that are widely traded.

• Exchange-Traded Funds (ETFs) - ETFs allow you to invest in multiple assets at once.

What are the trading hours?

To make your trading experience smoother, we offer extended trading time frames between 08:00 and 21:00 CEST.

Note: You can place a stock purchase or sell order outside of trading hours. Then, it will be carried out as soon as the market reopens.

How can I sell my stocks?

1. Go to the 📈Stocks tab

2. Select the stock you want to sell from your Basket

3. Tap on Sell

4. Select the amount you want to sell and tap Sell once again

Are there any fees?

For the first 3 months after opening your Stocks Account, we charge no fees for buying or selling stocks. This applies up to a limit of €100,000 in completed buy and sell orders. Any amount above this will be subject to the standard trading fees. After this promotional period, a fee of 0.99% will apply to all trades, whether you are buying or selling.

Keep in mind that if you’re a bunq Pro and bunq Elite user, you’re getting a discount!

• bunq Pro users get 20% discount on fees

• bunq Elite users get a 50% discount on fees

Note on the Trade Limit: Trade volume over €100,000 won’t be covered by the 3-month free offer. This means that if a single trade pushes you over the €100,000 free limit, the standard fee will apply to the entire amount of that specific trade. For example, if you've already traded €90,000 and then make a new trade for €15,000, the fee will be charged on the full €15,000, not just the part that went over the limit.

How can I sort my salary into my Stocks Basket? 

Automatically invest a portion of your salary each month. The best part is — you can set these up for your entire Basket or for any individual stock or ETF you own. Here’s how you can sort your salary straight into your Stocks Basket: 

1. Go to your Stocks Tab 

2. Scroll down to AutoInvest Options

3. Tap on Income 

4. Choose your salary payment, or any other recurring payment you’d like to sort 

5. Tap on Invest Your Income 

6. Select which Stock from your Basket you’d like to invest in 

7. Choose the % of your salary that you’d like to invest 

8. Confirm your choice by tapping on Organize This Payment 

How can I set up recurring investments?

Set it and forget it! bunq Pro and bunq Elite users can set recurring investment by creating your own schedule or by automatically organizing your income to invest every time you get paid. Set up a recurring investment for a specific day by following these simple steps: 

1. Go to your Stocks Tab 

2. Scroll down to AutoInvest Options

3. Tap on Recurring 

4. Decide how you want to invest and how to spread the sum across your Basket

5. Tap on Buy and select when and how frequently you want to place the order

6. Tap on Buy and Repeat

7. You’re all set!

Note: You need to sort a minimum of €10 to sort into a Stock or ETF.

The order is made at 14:00 UTC on the next working day — your portfolio will always be updated when the order is executed. 

Can I round up my spare change into stocks and ETFs?

bunq Pro and bunq Elite users can turn spare change into investments, by rounding up daily payments and investing the difference. Ready to start investing effortlessly? 

1. Go to your Stocks Tab 

2. Scroll down to AutoInvest Options

3. Tap on Round Up

4. Decide how you want to divide your spare change across your basket

5. Tap on Start Investing Spare Change 

6. Confirm your choice to instruct our trusted partner, Ginmon, to execute your order each Friday

7. You’re all set! The sum of your spare change will be invested every Friday. 

Note: You can enable Auto Round Up for only 1 stock or ETF at a time. 

Learn more about how Auto Round Up works here.

How can I contact Support?

1. Tap on your Profile in the top left corner

2. Tap on 🟢 Support

3. Ask your questions here and our Support Team will help you out

Good to know

• bunq doesn't give trading advice.

• Investing involves risk of loss. The value of your investments can go down. 

• bunq Stocks is managed through our trading partner Ginmon.